You might be using the envelope method, the zero-sum budget or maybe even the “hope and pray” budget.
I see too many people ending up with more month than money meaning that today’s money is paying yesterday’s electrical bill.
The freedom you feel when you finally break the paycheck to paycheck cycle and starting using this month’s money for next month’s expenses is hard to describe other than saying: it’s awesome and liberating.
Some people even report that they they sleep better at night.
You might have already seen, or even tried tried the free trial of, You Need A Budget (YNAB) 4 which is a great piece of software that helps you get your budget on track.
You know that YNAB 4 will help you but you don’t want to shell out the $60.00 for a full license.
I’m giving away 10 copies of You Need A Budget (total value: $600.00)
This contest is only for Vosa Insiders.
You likely have some questions or are wondering “what’s the catch?”. First off, no catch. Seriously. Here are some FAQs about the giveaway:
Q: Are you going to spam me?
A: No, I promise not to spam you and I will never share your email address with anyone.
You will get emails with exclusive content that I don’t publish here at VOSA. You will also have access to exclusive webinars, Q&A sessions, exclusive offers, meetups and so much more.
Q: But I’m already a VOSA Insider!
A: Great, then you’re already eligible if you don’t feel like doing anything else but I would suggest you click here and enter the giveaway as you can earn more entries which can dramatically increase your chances of winning.
Q: I’ve already bought a copy of YNAB 4!
A: Not a problem. If you’re the winner I’ll reimburse you the $60.00.
Q: When is the contest over?
A: The contest will end at 12:00 AM MDT on September 15, 2014.
Q: When will you announce the 10 winners?
A: I will announce the winners no later than 6:00 PM MDT on September 18, 2014.
Q: I can’t wait until September 18th to start budgeting!
A: No problem. Click here to get 10% off YNAB 4 so you can start budgeting today. If you win, I’ll reimburse what you paid and also give you a round of applause via Skype to commend you for getting your budget in order.
Q: What exactly is YNAB?