M$M 006: How to Turn Your Craft Hobby into a Profitable Business

How to Turn Your Craft Hobby into a Profitable Business

[Today’s guest post is from Hayley who blogs at Disease Called Debt.] Featured Bonus: If you’re selling anything online, you’ll want to check out the special bonus sectionwhere I share my sales copy checklist that I created from 15+ years of selling online.   Indulging in a craft hobby is a great way to develop new skills and there’s a definite amount of satisfaction in making something yourself from scratch. What’s even more satisfying though is when you can use your craft hobby to generate […]

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What Is My Fiduciary Responsibility To Others?

[Today’s post is from staff writer Stefanie – click here if you’d like to write for VOSA] I am a leftist, MSNBC loving, pro-choice supporting, same-sex marriage advocating, yoga practicing, humanist, vegetarian, liberal, democrat. Despite that vivid image you probably have in your head right now of who I am and what I stand for, there is cornerstone of my life philosophy that stands in stark contrast to all of those things- I am a huge proponent of personal responsibility.

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Is a College Degree Worth the Money?

Is College Worth It

With the costs of higher education on the rise, it’s perfectly reasonable for people to question the validity of such an investment. After all, according to College Board, the average cost of tuition and fees for the 2013–2014 school year was $30,094 at private colleges, $8,893 for state residents at public colleges, and $22,203 for out-of-state residents attending public universities. Ouch. Even if you qualify for financial aid or get a few scholarships, you’ll likely be on the hook for thousands of dollars in expenses- […]

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Splurges Worth Splurging For

I remember it well. It was a beautiful afternoon in Rio de Janeiro as I stood atop a massive mountain overlooking the ocean, beaches, and stunning Brazilian landscape. I had been working on a cruise ship for two months and was reveling in my brief time on land, but that day I was craving something more- I wanted to fly. And so I took the leap, literally, and went hang gliding over the Atlantic. About 15 minutes and a whopping $225 later I landed on […]

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How Not To Go Into Debt Over Christmas

The fall season is approaching and you know what that means- it’s almost time for the holidays. Soon, department and grocery stores will be decked out in trees, lights, and all kinds of Christmas decor. Holiday sales will start to crop up until the ultimate shopping day of the year– Black Friday. Those of us who dislike consumerism might be annoyed with the holiday hoopla that never seems to end, but most of us will still participate to a certain extent. After all, it takes […]

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Ignorance is Bliss (Until it’s Not)

[Today’s post is by staff writer Melanie.] Ignorance is such a seductive state of mind, because it allows us to think that everything is ok with the status quo. It convinces us that we are doing just fine and gives us permission to turn a blind eye to some of the harder truths in life. Sometimes you are ignorant of things because of someone else – they withheld details or information from you.

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The YNAB Giveaway Winners Are…

And The Winner Is...

  The giveaway has ended. If you didn’t win or you didn’t get the chance to enter, please enjoy the consolation prize of 10% off YNAB (You Need A Budget). I decided that I wanted to give away 10 licenses of You Need A Budget (YNAB) to 10 luck VOSA readers. To make this happen, I dug deep into my own wallet and picked up 10 copies of the popular budgeting software. The response was overwhelming to say the least. 10 lucky winners have been […]

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Should I Go to Graduate School?

[Today’s post is by staff writer Melanie.] Graduate school can seem like the logical next step for many people wanting to advance their careers and specialize in a specific field. But with the high price of graduate school, it’s important to consider the return on your investment. For me, I had always dreamed of getting a master’s degree. It seemed so prestigious – a way to stick out from the crowd and learn about wildly philosophical ideas. But my dream school came at a high […]

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The Power of Sacrifice

[Today’s post is by staff writer Melanie.] Accomplishing big, larger-than-life goals often comes with a certain amount of sacrifice. Oftentimes if something is too easy, the stakes aren’t big enough. It takes drastic change to really shake things up and reach those unthinkable goals. Losing weight is one of the biggest examples of a big goal that requires a huge sacrifice. It requires changing your eating habits, pushing your body even harder and making long-term, consistent change. Recently, I was so inspired by Brent’s admission […]

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